Cardholders of Belarus, Kazakhstan, Armenia and Kyrgyzstan can withdraw cash at ATMs in the countries of the Eurasian Union, the newspaper "Izvestiya" writes.
As the chairman of the board of the National System of payment cards Vladimir Komlev said, currently the issue of expansion of the agreement, which will enable card holders from all countries of the EEU to withdraw funds from the card in any of these states, is being discussed.
"Within the framework of the EEU may appear an interesting construction related to the creation of a common payment infrastructure: when national card holders don't have to worry whether they can use the card in the neighboring country - at least to withdraw cash from an ATM at first. We will come to it. The Armenian payment system the issue came into practice. We are ready to discuss and further to the creation of "road maps" and payment systems of other countries, he explained.
According to Vladimir Koblev, in November the National System of payment cards plans to arrange the event with representatives of the national payment systems of EEU countries and national banks of these countries. He clarified that each payment system has its own tariff policy, but the integration of systems should be single."
According to the director of the Department of payment systems "SMP Bank" Elena Bindusova, the issue of single tariff policy will be one of the most difficult to be solved.
Deputy Chairman of "Loco-bank" Andrey Lyushin believes that it's better to attach rates for the most active system, which is National System of payment cards. But he doesn't rule out that these levels may not satisfy the system in other countries.
Head of e-Business Unit group "Binbank" Aleksey Degtyarev noted that "the main disadvantage of card "Mir" - the inability to use it outside of Russia's territory."
"National System of payment cards is trying to solve this problem by working with key units (processing, payment aggregators) outside the country. The question, as always, is in the economy of this interaction. If the option with minimum technical modifications at the units is found, then inexpensive and rapid implementation of such cooperation is quite possible," he said.
According to forecasts of Andrey Lyushin, for the creation of "road maps" and a variety of coordination required at least a year and a half and the process of integration of payment systems in the EEU countries will take about two years.
"Some time is needed for adaptation and transition. Probably, one has to go through some harmonization of payment cards. In the early stages, one can expect failures and incomplete functionality. In addition, it takes time for most of the banks of the countries of the Union to join such an integrated payment system," deputy chairman of Loco-Bank said.